Beluga Pay - decentralized sales platform Fiat & Crypto Point

In 2017, more than 2 billion people and up to 39% of the world's population still have no access to a bank account. This number is even higher in developing countries.

According to the World Bank database on financial investment, since 2015 almost two-thirds of the population of only five countries - Indonesia, the Philippines, Nigeria, Colombia and Peru (together 630 million people) - are bankrupt. If we take into account all the average incomes of the population of developing countries, this number rises to huge 3 billion people without access to a bank account, let alone access to basic financial instruments such as a debit card.

Despite the progress of financial technology in recent decades, it is clear that access to basic financial services for the 21st century remains extremely low. Digital payments are a solution that will contribute to the financial integration of these billions of people. However, the financial exclusion remains largely intact as most traders still work only in cash. These micro and small businesses (MSMs) - local food suppliers, gas stations, mobile phone booths - lifejackets for most people - are more than $ 6.5 trillion a year. However, less than 10% of these merchants currently accept digital payments.

Short overview of the BELUGA PAY platform

BELUGA's goal is to leverage the blockchain and crytoocurrencies technologies to develop an open source asset migration platform. This will digitize tools for small businesses and their clients in developing countries, and BELUGA's mission is to help non-bank billions become part of a new, better and fairer global financial system.

How does it work?

The Beluga team believes that the alliance between traditional payment systems and the cryptocurrency market offers a great opportunity to influence the lives of millions of people. The current payment processing ecosystem includes various intermediaries such as buyers, issuers, gateways, map networks and ISO:

In the last 3 years Beluga has developed a number of payment instruments:

1) mobile sales point application for iOS and Android;

2) restaurant software for customer administration, menus and staff;

3) Peer 2 peer-to-peer payment technology.

BELUGA's POS application is currently in a private alpha version for iOS.

timetable

Tokens verkaufen

100 million BBI tokens will be released.

ICO will begin on December 14, 2017 and will last until January 31, 2018. More information on selling and distributing BBI tokens will be available later.

Beluga believes the world can be a better place with open and validated payment solutions to connect merchants, consumers in a hybrid crypto and traditional banking environment.